Benefits and Why Choose Us Golden Rule Insurance Company, now part of UnitedHealth Group, has served individuals and families for over 80 years with easy-to-use and innovative health insurance products. Key benefits include strong financial stability—rated “A+” by A.M. Best and “A” by S&P—fast claims processing (94% in under 10 days), a vast provider network offering discounts up to 50%, and flexible plan options including short‑term, fixed-benefit, and high-deductible plans. Choosing Golden Rule means trusting a proven, consumer-focused insurer with long-standing experience, reliable service, and high-value health solutions.
| Golden Rule Insurance Agency | |
| Healthy Living |
Supports healthy living through wellness programs and fitness benefits. |
| Medicare |
Provides individual and family health insurance plans, including Medicare. |
| The Health Care System |
Collaborates with healthcare providers to ensure broad care access. |
| Medicaid |
Medicaid services for low-income individuals, with options for dual-eligibles. |
| Long-Term Services and Supports (LTSS) |
Offers long-term care coverage, including home care and institutional services. |
Golden Rule Insurance Agency, a subsidiary of UnitedHealthcare, provides individual health insurance plans for those who need affordable options for coverage.
Yes, GastroDoxs accepts Golden Rule Insurance for gastroenterology services at our clinics in Houston, Cypress, Katy, and Jersey Village.
Golden Rule offers individual health plans, including short-term plans, major medical plans, and other affordable coverage options.
Yes, most Golden Rule plans include coverage for specialist visits, including visits to gastroenterologists.
Yes, prescription drug coverage is available in many Golden Rule insurance plans.
Yes, you may have out-of-network benefits with Golden Rule insurance, but you will likely incur higher costs.
You can search Golden Rule’s provider directory online or contact customer service for assistance in finding in-network providers.
Yes, Golden Rule covers preventive services, including routine check-ups, screenings, and immunizations, as part of most plans.
You can apply for a Golden Rule insurance plan during open enrollment or a special enrollment period, depending on your situation.
Log in to the Golden Rule member portal to manage your plan, review benefits, and track claims.
